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I'm Dave... your not-so-friendly neighborhood banker! I work all day foreclosing homes and repossessing property from losers like yourself who can't pay their bills on time. Once I get off, I continue the fun by taking your hard earned cash and draining your spirit for my pure pleasure! One of NiteFlirt's most respected financial domination masters specializing in all manners of financial servitude.
NiteFlirt.com
NOTE ABOUT PAYMENT METHODS: In order to make calls, purchases, or other transactions, you are required to be a
member of NiteFlirt. NiteFlirt is a secure website which provides the means to place calls and make other transactions. If you
do not currently have a NiteFlirt account, you can sign up by clicking the logo to the left. As an added bonus, new members
receive 3 FREE phone call minutes just for joining!
1. Free FNBD Mobile and Text Alerts -- There is no charge from FNBD, but message and data rates may apply from your wireless provider.

2. Complimentary Customer Service -- Your account will be credited with the corresponding minutes based on your account level. In order to receive your
complimentary minutes, your account must be up-to-date with a positive balance. Your account can not have received any overdraft notices during the entire month, or
minutes will not be received.

3. Account Interest -- You will be charged a monthly interest fee corresponding to your account level on a monthly basis for your entire positive account balance in your
savings account. This rate is variable and may change without notice. Deposits made via our ATM are charged at a rate of $1.00 per transaction, billed at the end of
every month. First National Bank of Dave (FNBD) reserves the right to modify the ATM fee at any time. Penalty for Withdrawal: The rate you are charged for savings
withdrawals is 200% of the amount of withdrawal. Funds deposited at First National Bank of Dave are insured, in aggregate, up to $250,000 based on account
ownership type, by the Financial Domination Inventive Company (FDIC).

4. Important Information / Service Fee — First National Bank of Dave Accounts have no monthly service fee when you have five or more transactions or direct deposit
posts to your account each statement period, otherwise a $6 monthly Service Fee will apply. The direct deposit qualifier of $10 or more weekly or two or more direct
deposits that add up to $50 or more monthly.

For a complete list of account associated fees, please refer to our
fee schedule.

As your account balance grows, your account class will increase.
ACCOUNTS
& FEATURES
Account Type
Basic
Preferred
Gold
Banker's Club
Elite
 
 
 
 
 
 
Access to Banker
Dave's Online ATM
Free
Free
Free
Free
Free
 
 
 
 
 
 
Online Banking
Free
Free
Free
Free
Free
 
 
 
 
 
 
Text / E-mail Alerts
Free
Free
Free
Free
Free
 
 
 
 
 
 
Mobile Banking 1
Free
Free
Free
Free
Free
 
 
 
 
 
 
Task / Assignment
Grace Period
2 Days
3 Days
4 Days
5 Days
7 Days
 
 
 
 
 
 
Tell-a-Friend Rewards
$10.00
$10.00
$20.00
$20.00
$50.00
 
 
 
 
 
 
Banker Dave
Reward Points
1 BD Point / $5.00 Spent
Double Points for Calls
1 BD Point / $4.00 Spent
Double Points for Calls
1 BD Point / $3.00 Spent
Double Points for Calls
1 BD Point / $2.00 Spent
Triple Points for Calls
1 BD Point / $1.00 Spent
Triple Points for Calls
 
 
 
 
 
 
Complimentary
Customer Service
2
- 0 -
2 Minutes / Month
3 Minutes / Month
4 Minutes / Month
5 Minutes / Month
 
 
 
 
 
 
Online Statements
Yes
Yes
Yes
Yes
 
 
 
 
 
 
 
Account Interest 3
APR (%)
99.9% APR
8.325% Monthly
87.9% APR
7.325% Monthly
75.9% APR
6.325% Monthly
63.9% APR
5.325% Monthly
51.9% APR
4.325% Monthly
 
 
 
 
 
 
Monthly Account
Service Charge
4
$0.00
$0.00
$0.00
$0.00
$0.00
 
 
 
 
 
 
Account Annual Fee
$25.00
$25.00
$10.00
$10.00
$0.00
 
 
 
 
 
 
APPLY NOW
NEW ACCOUNTS
NOW YOU CAN CHOOSE YOUR
SERVITUDE FREQUENCY!

WEEKLY (PREFERRED),
BI-WEEKLY, OR MONTHLY!